Attention homeowners in Princeton and Bureau County: Need an appraisal?

Here are the top seven reasons IL homeowners call on Bettasso Appraisal:

  1. Pre-listing appraisals (whether they're selling the home themselves or using a real estate agent)
  2. Challenge a property tax assessment
  3. Remove PMI to lower their monthly mortgage payment
  4. To reinstate your Home Equity Line of Credit (or HELOC)
  5. Verify another appraiser's report
  6. If real estate property needs to be divided because of a divorce
  7. To determine the true market value of property in question to settle an estate in Bureau County or the state of IL

Need help deciding the value of your house in or near Princeton, IL?
Contact Bettasso Appraisal.

At Bettasso Appraisal, we understand the unique needs of a customer seeking appraisal services. Our business practices and reporting formats are familiar to our business clients like lenders, attorneys, and accountants. Being a regular homeowner that ordinarily doesn't see an appraisal on a regular basis,we will give you extra guidance and explanations through the appraisal process to understand what we do and how we document our findings.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. The professional appraisers at Bettasso Appraisal will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very valuable as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your home will attract interested buyers. The appraisal is something tangible to show the buyer. The appraisal is an independent third party's opinion of your house's value, not just you saying how much your home is worth. Potential buyers know you have an emotional attachment to your home and will be far more likely to give credibility to a seasoned appraiser's value opinion than yours.

Appraisals to remove PMI

PMI stands for Private Mortgage Insurance. A fashionable way to cut expenses for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is less than 80% of the value of your home, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At Bettasso Appraisal, we're veterans in helping consumers just like you rid themselves of unnecessary PMI insurance.

Challenge Tax Assessment

Lets say your home is not appreciating as much as other properties close to yours -- your local tax assessor may have your house overvalued. That means you are paying more taxes than you should. The earlier you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. An appraisal report from Bettasso Appraisal is your strongest weapon when contesting your property tax assessment.

HELOC recently frozen?

If your home is in or near a declining area, your lender may make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be difficult from a cash flow angle, and bad for your credit score since it may appear as though that credit line is maxed out. Bettasso Appraisal can provide you with a professional appraisal to help you reinstate your HELOC.

We Provide Field and Desktop Appraisal Review Services

Would you wish a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you need a seasoned professional to double-check your appraisal for accuracy? In a field review we'll go out and check the subject and comparables. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help you with that Even though this is usually requested by banks, you may need to utilize this service if you suspect mortgage fraud related to your property.